Mortgage Pre-approval

One of the first steps I recommend you take in the home buying process is to obtain a Pre-Approval Letter from a good, reputable lender.  This does take some extra effort, but here are some very important reasons why it is worth it: First of all, a pre-approval letter is more reliable than a pre-qualification letter.  

Property Tax Calculator

When a property transfers ownership, the new Taxable Value of the property becomes what was previously shown in the property records as the State Equalized Value – or SEV.   Although these two values have equalized out in the past 2 – 3 years, depending on what township/city you reside in, the possibility still exists that the SEV is higher than the TV (Taxable

Appraisal … a big factor and challenge today

Home buyers and sellers need to be aware that, in spite of our diligent efforts in helping you properly price your home by way of a Comparative Market Analysis, we are faced with huge challenges with home appraisals these days.  Although our the lack of available homes for sale (inventory) on the market is causing the “law of supply